Starter Home Near Airport, Earthquake Park, desirable location for First Time Homebuyers

  There are several important considerations to make after submitting an application for a mortgage to purchase a property. Even though it's thrilling to begin considering moving in and decorating, use caution when making any significant purchases. Following your loan application, there are a few things you should probably steer clear of. Avoid making large cash deposits. Cash is difficult to track, and lenders need to know where you got your money. Talk with your loan officer about how to properly record your transactions before you deposit any money into your accounts. Avoid making any expensive purchases. You might not be eligible for your loan if you make purchases unrelated to your house. Lenders may raise concerns about any sizable purchases. Debt-to-income ratios are higher for those with new debt (how much debt you have compared to your monthly income). Borrowers may no longer be eligible for their mortgages since riskier loans have higher ratios. Avoid the urge to make any

  When it comes to buying your first house, you're probably weighing several variables. Because mortgage rates and property prices have both increased this year, buying a home now costs more than it did merely a few months ago. But that doesn't imply you should cancel your plans. You may successfully navigate today's market and find the property you want if you work with a qualified real estate advisor and refine your plan. Here are a couple of pointers to get you going. Work with a Professional who will prioritize your wishlist If you're having problems finding a property that meets all of your criteria within your budget, go over your lists of what you want and what you absolutely need again. Prioritization is the key. If you're serious about buying your first house soon, be flexible in your criteria to expand your pool of possibilities. Work with a local real estate agent to have a better understanding of what's available in today's market and reorganize

  Summer is just around the corner so it’s the perfect time to start planning some fun projects for your backyard. Whether you are looking for new ways to entertain and host friends or you want to surprise your spouse or family with an improved aesthetic, here are some DIY projects that can help make your backyard even more spectacular. 1. Fire Pit. If you buy the stones and materials yourself, you can make a fire pit in less than a day and for under $100. Get ready for some s’mores and scary stories around the campfire right from your backyard. 2. Tree Swing. Making a tire swing is another cheap project that can be completed in less than a day. You will need a chain, rope, drill, wood for the seat, and a healthy tree to hang it from. Buy a pre-made tree swing seat to make this process even easier. 3. Garden Bed. This is a great project for DIY lovers with a green thumb. Get ready to eat your own home-grown herbs and vegetables when you create a garden bed in your yard. Make sure to us